Credit card processing is reliable and quick. Merchant receives payment within 48 hours.

Internet transactions are switched through an Internet Gateway and stored in a secure payment shopping cart on one’s web site, where a daily transaction history can be retrieved.

Mail Order/Phone Order (MOTO) card processing occurs when the merchant doesn’t have access to the customers’ physical credit card. This type of transaction is keyed into the terminal by the merchant and will qualify for the mail order rate.

Retail transactions occur when the customer is present and the merchant swipes the credit card on the terminal. Retail merchants qualify for the lowest discount rates.